Education library

Reverse mortgage guides

Plain-English articles for homeowners and families. These pages are educational — not an offer of credit and not tied to a specific loan officer.

• Are reverse mortgages a scam — or only for people in trouble?
• Can I stay in my home for good with a reverse mortgage?
• Do I need perfect credit for a reverse mortgage?
• Does the bank take my house with a reverse mortgage?
• A guide for adult children: talking about home equity without pressure
• HECM vs jumbo: which path fits a higher-value home?
• Home care and staying home longer
• What is a HomeSafe Second?
• How does the money come to me?
• How long does a reverse mortgage take? Simple steps
• Paying off your current mortgage with a reverse
• Using home equity for retirement cash flow
• Reverse vs HELOC vs selling / downsizing
• That “easy cash, no payment” HEI pitch can cost you the house you meant to keep.
• What about taxes, insurance, and upkeep on a reverse mortgage?
• What does a reverse mortgage cost — in plain terms?
• What is a reverse mortgage? (plain English)
• Who qualifies for a reverse mortgage?
• Will my kids inherit debt from a reverse mortgage?